Uninsured/Underinsured Motorist Coverage (UM) is a type of insurance that provides protection when you are involved in an accident with a driver who either does not have any insurance or does not have enough insurance to cover the damages and injuries they have caused. UM coverage can help pay for your medical expenses, lost wages, and other related costs. In Florida, while not mandatory, it is highly recommended to have UM coverage as part of your auto insurance policy to ensure you are protected in such situations. An experienced attorney like those at Paul Knopf Bigger Trial Lawyers can offer further guidance on how UM coverage can benefit you and assist in claims processes.
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