In the State of Florida, mandatory insurance coverage for vehicle owners includes Personal Injury Protection (PIP) and Property Damage Liability (PDL). PIP coverage must be at least $10,000 and is designed to cover your medical expenses regardless of who is at fault in an accident. PDL coverage must also be at least $10,000 and it pays for damage you or someone driving your car causes to another person’s property. These requirements aim to provide basic protection to all parties involved in vehicle accidents. Understanding these coverages and ensuring you’re adequately protected can be complex, and firms like Paul Knopf Bigger Trial Lawyers are available to offer guidance and assistance in navigating these requirements.